To apply online you’ll need to be: 659
by Admin
Posted on 21-09-2022 10:57 AM
The application process for private student loans with a bank doesn’t differ much from that of other lenders.
Here’s what to expect:
shop around: even if your bank is offering a loyalty discount, shop around and compare rate quotes from multiple banks, credit unions and
online
lenders to determine which one can give you the best deal. In addition to rates, you may also want to compare repayment plans, co-signer release options, forbearance and deferment plans and other features that are important to you. Apply directly with the lender: once you’ve decided which bank you want to apply with, you can typically apply directly through the bank’s website.
All credit unions are different but many will allow you to apply online or over the phone with many offering quick approval times - for more information and tips on how to get a student loan from the credit union, click here. If you are already a member of a credit union, contact your credit union today, or to submit a personal loan enquiry to your local or workplace credit union, please click on the loan enquiry link below. Enquire now.
We say: the credit union launched its current account offering back in 2019 and since then has gone from strength to strength. Its student account is a full-featured, fee-free account that offers a range of added benefits for freshers. Applicant must be a member of a participating credit union first however in order to apply. Upon signing up you'll get a mastercard debit card which is contactless, access to a mobile app and online banking facilities, as well as access to student loans and an overdraft facility. Students who sign up to this account with the credit union will also be able to use not only apple pay and google pay, but fitbit pay too.
To make a loan application, you must be a member. You can apply online via online banking , call us on 0818 345 925 or speak to us in your local branch.
To apply by phone you’ll need to be:
Log in to your online banking and click new current account to apply. Login
to apply for the mycu current account and mycu debit card you are required to be a member of your credit union and be aged 16 years or older.
Terms and conditions apply. Overdrafts may be available to mycu current account holders who are aged 18 years or older. Lending criteria and terms and conditions apply. Mastercard is a registered trademark, and the circles design is a trademark of mastercard international incorporated. The mycu debit card is issued by uab payrnet pursuant to license by mastercard international inc.
To apply in your branch you’ll need to be:
Contact us request a call back find your local branch loans are subject to approval. Terms and conditions apply. Warning if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * apr = annual percentage rate representative example: €8,000 loan repayable over 5 years. Rate of interest 6. 5% per annum variable. *apr (annual percentage rate) 6. 6%. 60 monthly repayments of €156. 53 per month. Total amount payable is €9,391. 75 variable rates are correct as of 01/01/21 and are subject to change.
We advise members to provide supporting documentation at the time of their loan application, as this greatly reduces loan processing times. Documents can be uploaded directly to our website, emailed to iasacht@cccholmcille. Ie or delivered to any of our branch offices. To support your loan application, you will need to provide the following: proof of income (3 payslips or proof of social welfare payments) bank statements (3 months of recent bank statements) for self employed members: the latest year of certified accounts or copy of your revenue commissioner’s assessment (form 11) additional documentation may be required depending on the nature of the loan apply now.